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Payday Loans in Fort Collins, Longmont & Lafayette

Payday loans up to $500 — quick, easy and confidential. Apply online in minutes or visit one of our three stores in Northern Colorado.

  • $100 – $500
  • 3 local stores
  • Apply online

Visit a Money Now store

Short-term cash, handled by people in your town

When an unexpected bill shows up before payday, a small loan can bridge the gap. Money Now offers Colorado deferred deposit loans — better known as payday loans or cash advances — from $100 to $500. You talk to a real person at a local store, you get every cost in writing before you sign, and your information stays confidential.

Quick

A short application and a fast decision. Bring the documents listed on our How to Qualify page and we can usually finish in one visit.

Easy

Clear, simple terms. Colorado caps the APR on payday loans at 36% including fees, and the minimum term is six months.

Confidential

Your personal and financial details are protected as described in our Privacy Notice.

Online

Start your request from your phone in a few minutes — apply online.

Cash Advance in Northern Colorado — Online or In Store

A cash advance is the quickest way many Northern Colorado households cover a bill that can't wait for payday. With Money Now you can request a cash advance of $100 to $500 online in a few minutes, then sign at our Fort Collins, Longmont or Lafayette store — whichever is closest to home or work.

Every Money Now cash advance follows Colorado's deferred deposit rules: at least six months to repay, an APR capped at 36% with all fees included, and no penalty for paying early. You see the full cost in writing before you sign. Request your cash advance online — approval is not guaranteed.

How it works

  1. ApplyStart online or walk into the Fort Collins, Longmont or Lafayette store.
  2. ReviewWe verify your income and checking account and show you the amount, schedule and cost in writing.
  3. Get your cashSign the agreement and receive your money. Repay on schedule or early — there is no penalty for paying ahead.

Approval is not guaranteed. See General Info for the full loan details.

Our Northern Colorado stores

Payday loan questions

How much can I borrow?

Colorado deferred deposit (payday) loans range from $100 up to $500. The amount you qualify for depends on your income and our review of your application.

Do you check my credit?

We focus on your income, your checking account and your ability to repay. We do not run a hard credit inquiry with the major bureaus for a payday loan, but we do verify the information you provide, so approval is not guaranteed.

How long do I have to repay?

Under Colorado law a deferred deposit loan has a minimum term of six months. You may repay early, and your exact schedule and cost are listed in your written agreement before you sign.

What does a payday loan cost in Colorado?

Since February 1, 2019, Colorado limits the annual percentage rate on payday loans to 36%, including all finance charges and fees. Your exact cost is disclosed in writing before you sign.

Where are your stores?

We have three Northern Colorado stores: 4848 S. College Avenue in Fort Collins, 2330 N. Main Street #F in Longmont and 1455 Coal Creek Drive #Q in Lafayette.

Ready when you are

Start your request online, or stop by the Money Now store nearest you.

Apply Now

Approval is not guaranteed.

Money Now, Inc. offers deferred deposit (payday) loans under the Colorado Deferred Deposit Loan Act. Since February 1, 2019, the annual percentage rate on these loans in Colorado, including all finance charges and fees, may not exceed 36%. Loan amounts, costs and repayment terms are set out in your written loan agreement before you sign. Approval is not guaranteed and depends on the information you provide and our review. Payday loans are meant for short-term cash needs, not as a long-term financial solution. Questions or complaints about consumer lenders can be directed to the Colorado Attorney General, Consumer Credit Unit.

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