Money Now Longmont · Apply online in minutes
Payday Loans in Longmont, CO
Cash advances from $100 to $500 at 2330 N. Main Street #F — apply online first, then finish with our Longmont team on Main Street.
- Secure online form
- Decision fast
- No hard credit inquiry
Start your request online
- Fill out the short secure form
- We review your request
- Sign and get your cash
Takes a few minutes. Approval is not guaranteed.
2330 N. Main Street #F
Longmont, CO 80501
(303) 684-5560
Payday loans and cash advances in Longmont
Longmont families juggle tech and manufacturing shifts, farm-country costs and Front Range rents. A payday loan from Money Now gives you a small amount — $100 to $500 — to handle a surprise expense, with a written schedule and a cost that Colorado law caps at 36% APR including fees.
Our store sits on North Main Street (US-287) in Longmont, a short drive from downtown, Hover Street and the Diagonal. You can walk in, or save time and apply online first.
Why start online?
- Apply from your phone in a few minutes
- No line, no paperwork to fill out at the counter
- Secure, encrypted form
- See your next steps as soon as your request is reviewed
How to get a payday loan in Longmont
- Apply onlineComplete the short secure form — about five minutes.
- Quick reviewWe verify your ID, income and checking account and show you the amount, schedule and full cost in writing.
- Get your cashSign your agreement and receive your money. Repay on schedule or early with no penalty.
What Longmont customers use a cash advance for
Commute repairs
Tires or a repair before the next drive down the Diagonal.
Energy bill spike
Winter heating or summer cooling costs that came in high.
Dental or medical bill
An urgent appointment that can't wait for payday.
Rent or deposit gap
A short gap between your paycheck and a due date.
Less-than-perfect credit
Your income and checking account matter most.
Short week at work
Fewer hours this pay period? Bridge the difference.
Longmont Cash Advance Loans with Clear, Capped Costs
Need a quick cash advance in Longmont? Money Now on North Main Street offers advances of $100 to $500 for people across Boulder County's north side — from Old Town Longmont to Firestone and Frederick. You'll see the payment schedule and the total cost before you sign anything.
Colorado treats a cash advance as a deferred deposit loan, so the same protections apply: a term of at least six months and an APR that can't exceed 36% with fees included. Start with the online request and our Longmont team takes it from there.
Cash advance at a glance
- $100–$500 cash advance at 2330 N. Main Street #F
- Request online, finish with the Longmont team
- No hard credit inquiry with the major bureaus
- Serving Niwot, Mead, Berthoud and Lyons too
Estimate your payment
Estimate only, calculated at Colorado's 36% APR maximum (finance charges and fees included) with equal monthly payments. Your actual cost, schedule and APR are shown in your written agreement before you sign and may be lower. Approval is not guaranteed.
What you need to apply
- Age 18 or older
- Valid government-issued photo ID
- Open checking account in your name
- Proof of steady income (recent pay stub or benefits statement)
- Working phone number and current address
More details on How to Qualify.
Colorado payday loan rules
| Loan amount | $100 – $500 |
|---|---|
| Minimum term | 6 months |
| Maximum APR | 36%, including all finance charges and fees |
| Paying early | Allowed, no prepayment penalty |
| Lender | Money Now, Inc. — local Northern Colorado stores |
Full details on General Info.
Payday loan vs. other short-term options
| Money Now payday loan | Bank overdraft | Late bill payment | |
|---|---|---|---|
| Cost known up front | Yes — in writing before you sign | Fee charged after the fact | Late fees and possible service shut-off |
| Cost limit | 36% APR cap incl. fees (Colorado law) | Set by your bank | Set by the biller |
| Time to repay | At least 6 months, early payoff allowed | Usually right away | Next billing cycle |
| Talk to a person | Yes, at our Longmont store | Varies | Varies |
Visit Money Now Longmont
2330 N. Main Street #F
Longmont, CO 80501
Call the store for current business hours.
Also serving
- Niwot
- Firestone
- Frederick
- Mead
- Berthoud
- Lyons
Longmont payday loan FAQ
Where is Money Now in Longmont?
Our store is at 2330 N. Main Street #F, Longmont, CO 80501, on North Main Street. Call (303) 684-5560 for current hours.
Can I apply online for a payday loan in Longmont?
Yes. Fill out the secure online form in a few minutes and see your next steps as soon as your request is reviewed. Approval is not guaranteed.
How much is a payday loan in Longmont?
You can borrow from $100 to $500. In Colorado the APR, including all finance charges and fees, can't exceed 36%, and your exact cost is in your written agreement before you sign.
Can I get a cash advance in Longmont with bad credit?
You can apply. We don't run a hard credit inquiry with the major bureaus for a payday loan; we look at your income and checking account. Approval is not guaranteed.
Can I pay my loan off early?
Yes. You can repay all or part of your loan any time with no prepayment penalty, which lowers your total cost.
Do you serve Firestone, Frederick and Niwot?
Yes. Customers from Niwot, Firestone, Frederick, Mead, Berthoud and Lyons visit our Longmont store or start online.
Need cash in Longmont?
Apply online in a few minutes — or stop by the store.
Apply NowApproval is not guaranteed.