How to Qualify for a Payday Loan

Qualifying for a Money Now payday loan is simple. Bring the items below to any of our stores, or start your request online.

Basic requirements

• You are at least 18 years old.
• A valid government-issued photo ID (driver's license, state ID or passport).
• An open, active checking account in your name — bring a recent bank statement and a blank check.
• Proof of steady income, such as a recent pay stub or a benefits statement.
• A working phone number and your current address.

Will my credit history stop me?

Not necessarily. We look mainly at your income, your checking account and your ability to repay, and we do not run a hard credit inquiry with the major bureaus for a payday loan. We do verify the information you give us, so approval is not guaranteed.

What happens at the store

1. Fill out a short applicationOur staff will help you with any question.
2. We verify your detailsID, income and checking account.
3. Review and signYou see the amount, schedule and full cost in writing before you sign.

Have a question before you come in? Call the store nearest you — see all locations.

Approval is not guaranteed. Requirements may vary based on your situation.