Money Now Fort Collins · Apply online in minutes
Payday Loans in Fort Collins, CO
Cash advances from $100 to $500 at 4848 S. College Avenue — start online in a few minutes and finish with a local team that knows Fort Collins.
- Secure online form
- Decision fast
- No hard credit inquiry
Start your request online
- Fill out the short secure form
- We review your request
- Sign and get your cash
Takes a few minutes. Approval is not guaranteed.
4848 S. College Avenue
Fort Collins, CO 80525
(970) 377-2346
Payday loans and cash advances in Fort Collins
Fort Collins runs on paychecks from the university, the hospital system, retail along College Avenue and a long list of small employers. When a bill lands a few days before payday, a small, clearly priced loan can keep things on track. Money Now offers Colorado deferred deposit loans — payday loans — from $100 to $500 with every cost written down before you sign.
Our store sits on South Fort Collins on S. College Avenue (US-287), easy to reach from Harmony Road, Midtown and the CSU area. You can walk in, or save time and apply online first.
Why start online?
- Apply from your phone in a few minutes
- No line, no paperwork to fill out at the counter
- Secure, encrypted form
- See your next steps as soon as your request is reviewed
How to get a payday loan in Fort Collins
- Apply onlineComplete the short secure form — about five minutes.
- Quick reviewWe verify your ID, income and checking account and show you the amount, schedule and full cost in writing.
- Get your cashSign your agreement and receive your money. Repay on schedule or early with no penalty.
What Fort Collins customers use a cash advance for
Car repair on the way to work
A dead battery or brakes that can't wait until Friday.
Utility or phone bill
Keep the lights and phone on while you wait for payday.
Medical or pharmacy cost
Co-pays, prescriptions and urgent-care visits.
Rent gap
Cover a short gap when your paycheck and rent date don't line up.
Bad credit? Still apply
We look at income and your checking account, not just a score.
Between paychecks
Smooth out a tight week without an overdraft fee.
Cash Advance in Fort Collins: Fast Help Before Payday
A cash advance from Money Now on South College Avenue is a small, short-term loan for Fort Collins residents who need $100 to $500 before their next paycheck. It is the same Colorado deferred deposit loan people call a payday loan — you get the cash now and repay it over a schedule of at least six months.
Many of our Fort Collins customers start online from home or work, then stop by the store to sign. If you live in Loveland, Windsor or Timnath, the online form saves you a trip until you're ready to pick up your cash.
Cash advance at a glance
- Cash advance amounts from $100 to $500
- Online form first, signing at 4848 S. College Ave
- Cost capped at 36% APR including fees
- Repay early in Fort Collins with no penalty
Estimate your payment
Estimate only, calculated at Colorado's 36% APR maximum (finance charges and fees included) with equal monthly payments. Your actual cost, schedule and APR are shown in your written agreement before you sign and may be lower. Approval is not guaranteed.
What you need to apply
- Age 18 or older
- Valid government-issued photo ID
- Open checking account in your name
- Proof of steady income (recent pay stub or benefits statement)
- Working phone number and current address
More details on How to Qualify.
Colorado payday loan rules
| Loan amount | $100 – $500 |
|---|---|
| Minimum term | 6 months |
| Maximum APR | 36%, including all finance charges and fees |
| Paying early | Allowed, no prepayment penalty |
| Lender | Money Now, Inc. — local Northern Colorado stores |
Full details on General Info.
Payday loan vs. other short-term options
| Money Now payday loan | Bank overdraft | Late bill payment | |
|---|---|---|---|
| Cost known up front | Yes — in writing before you sign | Fee charged after the fact | Late fees and possible service shut-off |
| Cost limit | 36% APR cap incl. fees (Colorado law) | Set by your bank | Set by the biller |
| Time to repay | At least 6 months, early payoff allowed | Usually right away | Next billing cycle |
| Talk to a person | Yes, at our Fort Collins store | Varies | Varies |
Visit Money Now Fort Collins
4848 S. College Avenue
Fort Collins, CO 80525
Call the store for current business hours.
Also serving
- Loveland
- Windsor
- Timnath
- Wellington
- Laporte
- Bellvue
Fort Collins payday loan FAQ
Where is Money Now in Fort Collins?
Our store is at 4848 S. College Avenue, Fort Collins, CO 80525, on the south side of town along College Avenue. Call (970) 377-2346 for current hours.
Can I apply online for a payday loan in Fort Collins?
Yes. Use the secure online form — it takes a few minutes. You'll see the next steps as soon as your request is reviewed. Approval is not guaranteed.
How much can I borrow in Fort Collins?
Colorado payday loans range from $100 to $500. The amount you qualify for depends on your income and our review.
Can I get a cash advance in Fort Collins with bad credit?
You can apply. We focus on your income, checking account and ability to repay and don't run a hard credit inquiry with the major bureaus for a payday loan. We still verify your information, so approval is not guaranteed.
How long do I have to repay?
Colorado law sets a minimum term of six months for payday loans, and you can pay early with no prepayment penalty.
Do you serve Loveland and Windsor?
Yes. Customers from Loveland, Windsor, Timnath and Wellington use our Fort Collins store, or they can start online from home.
Need cash in Fort Collins?
Apply online in a few minutes — or stop by the store.
Apply NowApproval is not guaranteed.